Medicare Madness: Navigating the Complex World of Medicare with James Grabinski (Ep. 3)
Medicare can feel overwhelming, but what if it didn’t have to be?
This week on JubilAge, Carol Chiarito sits down with Medicare professional James Grabinski to untangle the chaos of “Medicare Madness”—that critical time when seniors need to rethink their plans.
With over 25 years of experience, Jim breaks down everything from Parts A, B, and D to Supplements and Advantage Plans, making it easier to understand. He also highlights key changes coming in 2025, like the $2,000 cap on prescription drug costs.
Curious how to obtain the right coverage now and for the future?
Jim’s practical insights help seniors take control, whether it’s managing medications, traveling between states, or preparing for long-term care.
Key Highlights:
- 2025 Medicare Changes: A $2,000 cap on out-of-pocket prescription drug costs and the elimination of the “donut hole”
- Understanding Medicare Plans: Clear breakdowns of Parts A, B, and D, and the benefits of Medicare Supplements versus Advantage Plans
- Navigating Medicare’s Complexity: Why working with a local agent offers personalized support over call centers, especially when reviewing coverage
- Top Tips for Seniors: How to prepare key details—medications, doctors, and current coverage—for a successful plan review
- Special Considerations: Medicare tips for military retirees and “snowbirds” who travel between states and need nationwide coverage
- And much more!
Resources:
- “It’s as Simple as Where You Live” by Carol Chiarito
- Senior Moments Podcast
Connect with Carol Chiarito:
- LinkedIn: Carol Chiarito
- 719-545-5777
- jubilage@crbydesign.com
- Chiarito’s Retirement by Design, Home of JubilAge
Connect with James Grabinski:
- 845-270-0874
- brigadierconcepts@gmail.com
About Our Guest:
James Grabinski has been a dedicated insurance professional since 1999 and an Honor Roll Member of the Million Dollar Round Table. With designations like FICF, LUTCF, and FSCP, James and his team specialize in guiding seniors through the Medicare system, making it easier to navigate this complex landscape. Licensed across multiple states, he brings a wealth of experience and insight, helping consumers understand the ins and outs of Medicare. Based in the scenic Hudson Valley of New York, wine and apple country, James shares his expertise from the heart of the region, home to Angry Orchard.
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